Building Better Money Habits Through Education

Real savings don't happen by accident. They're the result of understanding where your money goes, why certain patterns develop, and how small adjustments can shift your entire financial picture. Our learning program walks you through practical strategies you can start using right away—no confusing jargon, just honest guidance grounded in everyday reality.

8 Weeks Self-paced learning modules
24 Topics Covering essential savings skills
Live Support Monthly group sessions in 2026

Three Learning Tracks That Match Where You Are

Everyone's starting point is different. Pick the track that fits your current situation and move at a pace that makes sense for your life.

Foundation Track

If you're just getting started with intentional saving or need to rebuild after a rough patch, this track covers the essentials. We'll work through budgeting basics, emergency fund creation, and identifying spending triggers that derail your progress.

8 weeks • Starts May 2026

Growth Track

Already saving but want to optimize? This track digs into specific strategies for reducing household expenses, automating your savings process, and building systems that work even when life gets busy or unpredictable.

8 weeks • Starts June 2026

Advanced Track

For those who've built a solid foundation and want to tackle bigger financial goals. We explore tax-efficient savings, managing multiple accounts, balancing debt repayment with savings, and preparing for major life transitions.

10 weeks • Starts July 2026
Students collaborating on savings strategies during workshop session
  • Weekly video lessons you can watch on your schedule
  • Downloadable worksheets and budget templates
  • Monthly live Q&A sessions with financial educators
  • Private community forum for peer support
  • Lifetime access to all course materials and updates

What You'll Actually Learn

Each module focuses on one specific skill or concept. We break down complex topics into manageable pieces, with real examples from South African households facing similar challenges. No theory for theory's sake—just practical knowledge you can apply immediately.

1 Understanding Your Current Position

Before you can improve, you need to know exactly where you stand. We'll walk through tracking every rand, identifying patterns, and building an honest picture of your financial baseline.

Expense tracking Income analysis Debt assessment

2 Creating Realistic Budgets

Forget restrictive plans that fall apart after two weeks. Learn to build flexible budgets that account for irregular expenses, seasonal changes, and the reality of living in South Africa's economic climate.

50/30/20 method Variable expenses Buffer planning

3 Building Emergency Reserves

How much is enough? Where should it go? We'll help you determine the right target for your situation and create a realistic timeline for getting there without sacrificing everything else.

Target setting Account selection Contribution strategies

4 Cutting Costs Without Misery

Effective savings isn't about depriving yourself. We identify the expenses that genuinely add value versus those that just drain resources, then develop strategies for painless reductions.

Value analysis Negotiation tactics Substitute planning
Participant reviewing financial planning materials during learning session

What Makes This Different

Real Context All examples use South African costs, tax structures, and economic realities
Flexible Pacing Complete modules when it suits your schedule—no rigid deadlines
Ongoing Support Questions answered within 48 hours via community forum
Updated Content Materials refreshed quarterly to reflect current economic conditions

Ready to Start Building Better Habits?

The next cohort begins in May 2026. Enrollment opens 60 days before the start date, and spots fill quickly because we keep group sizes manageable for effective interaction. Get on the list now so you don't miss the window.

Join Waitlist

Secure your spot and receive enrollment details when registration opens

Enroll

Complete registration and gain immediate access to preparation materials

Start Learning

Begin your track and connect with others on the same journey